Landlord Insurance

As a landlord it is vital that you consider taking out residential landlord property insurance as normal home insurance policies may not be valid, something many landlords are unaware of. Landlord insurance is a specialist type of cover for rental properties, covering the risk to your property from theft, flood and fire. As well as buildings and contents, other types of landlord insurance offer cover for rent arrears, compensation claims and home emergency cover.

The types of cover you need as a landlord will depend very much on the risk you are willing to accept. Above the standard cover for buildings and contents, are you comfortable with leaving yourself open to a public liability claim, or the unexpected costs of a boiler breakdown? If not then you may have to add cover like liability insurance or home emergency cover.